Tips to Adjust Your Money Mindset


Money is a powerful tool, but it can also be an emotional burden. How money makes you feel has a lot to do with your money mindset. If you are feeling like money is the root of all evil, or that money doesn’t buy happiness, then this post will help put things into perspective and give you some tips on how to change your money mindset!

Tip #1 Change your money mindset by considering money as a thing, not an emotion.

Money is simply a medium of exchange and has no intrinsic value on its own. It only has value when it’s used to buy something you want or need.

No money no matter how much you have in the bank is worth anything unless there are goods and services in the world to spend it on that are worth more than what you’ve already spent money on. Thinking of money this way will help you break away from the mentality of thinking about money as power, status symbol, or to win someone over because all those things directly derive from emotions. If money can’t buy something then it doesn’t really exist.

Tip #2 Reinvent your money mindset by reminding yourself money is a tool.

Money is a tool used to create wealth. It isn’t an endpoint or objective in and of itself, but money can be used to obtain just about anything you want in life!

Remind yourself that money is only important if it’s being used to buy the things you want or need which are worth more than what money spent on them originally. If money isn’t being spent then it’s not really money at all, it’s just a pile of paper…worthless unless something else is bought with it!

At this stage, you could take some solace in the fact that money can sit there quietly tucked away in a savings account doing no harm to anyone, but money is only money when it’s being used. Meditation can help you get in a money mindset where money does no harm and all that matters is whether the money will be spent or not.

Tip #3 Change your money mindset by getting clear on what money is.

Once you start to think of money as a tool and not an emotion, the next step will be to define money for yourself.

What does money mean? What does money represent? How do you feel about money? You can’t answer these questions without first defining what money means to you.  For example, if money is a cherished friend that will always be there for you as a true companion, then it’s easy to see how spending money won’t matter because no matter what happens in life, money will still be there! Of course, that’s an easier thought than thinking of money as the person who betrayed you and left you with nothing but a broken heart!

Either way, money is money. It has to be spent or it’s worthless. But money can represent something more than the fact that you have it and someone else doesn’t. What money means to you will determine if money buys happiness! After all, who cares how much money you have when your best friend just died?

Tip #4 Change your money mindset by considering the whole picture of money in order to change your thinking around money.

You probably know that money is a tool used to create wealth but what many people don’t realize is that money isn’t really there for them in a monetary sense at all! Think about it this way, if nobody was alive on Earth then money would still be exactly what money is. Nothing!

Money only exists for money’s sake because money itself was created by society to facilitate trade so people could buy and sell goods before money was in common use; money does not exist for the sole purpose of making you money or enriching your life.

If that were the case then money would be tied directly to emotion and not just an impersonal medium of exchange with no intrinsic value on its own. The future generation will still need money, but they won’t know why it’s there unless we have a system where money has value independent of any human emotion attached to it.

Money has no intrinsic value on its own, but you’ll find yourself feeling like money is an emotion. If money has no worth then why do people kill for money? Why do people steal money from one another? 

It seems crazy to think about murder and theft over a simple thing like money until you realize how emotionally driven we are when it comes to the topic of money! No wonder so many people feel anxiety around money because there are some deeply-seated emotions tied into it!

Pros and Cons of Making Money Online with Surveys

If you’re looking for a way to make money online, you may have thought about completing some online surveys. During these surveys, you’ll need to fill out the information about yourself and answer a series of other questions on products, businesses, and more. The tasks are often simple, making it possible for you to earn extra cash without too much effort. However, before you get started, it helps to know more about the pros and cons of online surveys for money.

1. You Can Make Cash at Home

When you do surveys, you can complete them from home or anywhere else. You can complete the surveys on your phone, laptop, or tablet while watching television or listening to music. It’s a simple process that allows you to earn quick cash without going anywhere. 

If you’re looking to add to some of the different ways to make money online, doing surveys is always an option. It’s good to have it saved as an extra egg in your basket for when you need cash to cover small expenses, such as gas for your vehicle.

2. You Can Have Fun Filling Out Surveys

Some surveys are fun to fill out. If you like answering questions on products that you’d typically buy at the store, you might have no problem completing these surveys and getting the money for doing so. It’s a great way to earn income on the side in your spare time when you’re feeling bored and need something to do.

3. Completing Surveys Can Get Repetitive and Tedious

One of the cons of doing surveys is that things can get repetitive and a bit tedious. You might get tired of pressing buttons, rating products, and typing different information into the survey boxes. It’s easy to get bored of doing surveys for this reason.

4. You Won’t Make a Living

Don’t expect to make a lot of money doing surveys online. While it’s a great way to bring in some extra cash each month, you won’t make enough to live off of when you’re doing the surveys. 

You can expect to make enough money to cover a trip to Starbucks or the gas station to fill up your vehicle, but that’s about it. Some surveys do pay more, but it’s rare to get paid $100 or more for a survey that you’ve taken. So while it won’t make you rich, if you’re the kind of person who loves to have different online income streams, you can stick with it and make decent money each month.

Pros and cons of online surveys for money

There are both pros and cons to making money online with surveys. You can have fun with it and make spare change to use for different purposes, but it gets repetitive and tiring. On the other hand, while you won’t get rich from taking online surveys, you can expect to do them to stay occupied while bringing in a few extra dollars each week. You might even want to set that money aside in a savings account and use it as fun money to do what you wish to with it when you’ve collected enough cash.

Productivity Hacks for Procrastinators

There isn’t one person in this world who hasn’t been the victim of procrastination at some point in their life. Whether it was during high school, college years, at work, or at home; everyone puts things off from time to time.

This means, there’s always room for you to increase productivity. Today I’m sharing some of the best productivity hacks that have helped me go from working crazy hours 7 days a week as a freelance writer to only working 3-4 days per week as a freelance writer, without losing money.

The below productivity hacks are the same hacks that helped me increase my productivity!

  • You’ll need to first make a promise to yourself that you will start using these hacks to increase productivity.

I’ve found making a promise to myself to achieve something has truly changed my world, and helped me achieve great success.

Acknowledge That You’re Procrastinating

The first step towards change, with anything, requires that you acknowledge the problem exists. In this case, you’ll need to notice that you are procrastinating and acknowledge it. Do not beat yourself up with negative self-talk, rather just admit this is happening.

What you need to do each time you acknowledge that you’re procrastinating is say a phrase that triggers you to realize what you’re doing. You can say “procrastinating” or “moving on” to help get your mind moving forward away from your learned habit of procrastination.

Figure Out Where Your Time Goes

We all have the same 24 hours in a day to get things done. Everyone uses different things to fill their time. To improve your productivity, you’ll need to identify the areas where you’re wasting time. Start making a note of what you do each day, the time, and so forth. I used the clockify desktop timing app to narrow down where I’m spending my time each day during this step.

Once I was able to see where my time was truly going, I was better able to narrow down the work hours, and remove time wasters to increase productivity. Digital distractions, such as your smartphone, are one of the biggest temptations we all have.

I put my smartphone on vibrate and used Kill News Feed in Chrome (extension) to reduce my distractions until I mastered time management. This helped so much!! I cannot stress enough how useful this extension was for my productivity levels.

  • Make another promise to yourself that you will find a way to remove the activities that are “wasted time” items on your Clockify list.

Make Time Your Best Friend

As I said, I used Clockify to really narrow down the time that I spent on every activity during the day. I tracked clients I write for, blogging time for my own sites, the time it takes to check email, networking on social, and so forth.

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In order to manage your time for increased productivity, you’re going to have to be honest with how you spend every moment in the day. For activities that go beyond the computer, just keep a small notepad that you jot down the time involved with each activity you do.

Yes, this part was a little difficult. I mean I was wasting time in so many different areas that it took away from work and family time. Again, do not stress out or beat yourself up about this, simply become aware of how long each task takes you, so you can make time your best friend!

Improve Your Time Estimates

This brings me to my next productivity hack, improve your time estimates. Now that you’ve tracked how long each task takes you, it’s time to improve your estimated time per project or activity. This is where the fun comes in, sort of!

Now that you know how long something takes you to complete, you can get a better idea of what to charge for your various projects or tasks you complete for others.

You can get a feel for when your workday should end and set a goal to get your workday manageable so that you have more time to do the things you love!

Meet More Deadlines

Now that you’ve worked with each of these productivity hacks, it’s time to start meeting those deadlines. You will no longer have to create excuses for why a project isn’t done on time or why you didn’t run that errand you were supposed to do.

Once you start making time your best friend, your entire world changes for the better. You’ll feel more confident, carefree, and peaceful in your life as soon as you use the hacks I shared today to the fullest extent!

Even people who have lived their whole life being procrastinators can harness the power of time management. You must take each of these productivity hacks and implement them into your life for a few weeks. if you find that you start drifting back into procrastination mode, start over.

Listen, the road to great success is long, and not a single soul here is perfect. Keep working on this one day at a time, and within a few months, you will find that you’re more productive and rarely find procrastination enters your life!

I end with this question today;

Do you struggle with procrastination?

My Journey to Great Success

My Journey to Great Success

Hey everyone! Brandy Ellen here. I’m ready to share some of my experiences in life that led me to great success. This journey has had twists and turns, ups and downs, tears, and smiles. I’ve cried and laughed, I’ve laughed so hard I cried, but here I am with the confidence to say that I’ve achieved great success!

Food in the Home Great Success

I understand that we all define great success in different ways. My first experience of feeling as if “I made it” was when, after years of struggling, my children finally had a full freezer, fridge, and cupboards of food. Some processed foods, some fresh, but food nonetheless!

  • To me, having food in the home to supply the children with their needs in this area made me feel like a great success!

That was probably my first set of tears that flowed from my eyes down my cheeks in 2020. Finally! The kids had a steady food supply without having state assistance. Yes, I’ve been on state assistance at various times in my life, both cash and food stamps.

I’ve had to stay with my parents more than once, and I’ve been homeless. Life wasn’t ever “easy” for me, and it’s not “easy” now, nor do I expect life to ever be “easy”.

  • Here’s the thing; life isn’t meant to be easy, it’s meant to help you grow stronger, wiser, and more well-rounded as each new chapter arrives.

It may sound funny to some of you out there, that this positive thinking freelance writer, felt most successful when she provided FOOD for her kids. That’s okay, I’m confident with the way I define success and my individual story of great success.

Great Success in Relationships

Another area where I define something as part of my great success story is being reunited with my sons’ father. We divorced when our youngest of two boys was around age 2. While we’ve always been amicable, and perhaps many issues derived from having two babies in two years, us reuniting in late 2019 is for sure part of what I feel is a great success.

Learning to spend time listening to someone, communicating effectively with them, and then having that ah-ha moment that ‘wait we should be together’ thought is such an amazing experience.

We both were at a time in our life where we saw the value of the friendship we’ve always had, the sons we shared, and each other. When you can pause all the emotions of the past, to live in this one moment, and truly feel what’s right and act on it? That’s a great success!

  • When you’re married or in a relationship with someone who values your opinon, listens to your thoughts, and truly cares about you it’s worth more than any amount of money.

To me, great success is not defined in terms of financial gain. Great success is defined as the ability to grow from the not-so-wise younger version of yourself into a mature, open-minded, well-rounded individual.

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Great Success with Business

While I don’t define great success in terms of finances alone, it is a significant part of my great success story. Lack of money is what led my ex and me back together; we were both homeless (for different financial reasons) with our sons together before committing to take friendship to the relationship level, again.

Managing money better is what led to the great success of having food in our home. So, finances do play a key role in my great success story. I just don’t feel it’s the defining part of my story.

I got lost along the journey to great success. I had these goals ready to achieve, and in walked someone who didn’t belong in that journey (more than once). I didn’t set healthy boundaries with others. I just let life pass me by as I tried to figure out the best direction after each mishap.

  • I’ve always known in my soul that you will have great success in business if you follow your heart, stay true to who you are, and help others along the way rather than focusing on “I need to make money now”.

The only reason that I sit here today sharing my story is that, with the help of my supportive community around me, I kept on going. I didn’t resort to negative self-talk, bashing others, or looking outward to blame something or someone for my mishaps.

Each time I allowed someone or something to interrupt my path to my goals, I looked inward to learn more about myself. I wanted to know, needed to know, the root problem for my mishaps. I will continue using my growth mindset to evaluate and adjust as each new chapter arrives.

No matter how often I get taken off course, or what happens in my life, I’ve continuously helped others, let others vent to me, lent support, and advice. I do these things because they matter more deeply to me than the amount of money in my bank account.

  • I have always stayed true to what my true mission in life is; to inspire others to live their best life!

This, my friends, is my true great success story. Being blessed to help others in any way I can. Whether it’s donating funds to help with groceries or a new baby on the way, helping them with a minor blog problem, or lending my ear for listening;

the biggest reasons I stand here today with food in the home, a roof over my head, an amazing partner, and a successful business is that I stayed true to who I am and I never gave up.

I can’t help but pour my heart out with how much a growth mindset can help you overcome so many challenges that life tosses at you. If you truly have a dream to be your own boss, and you want to change the world, you can do it!

A growth mindset is what alters my perspective of situations that happen to me. I allow myself to feel the grief, sadness, or anger but move on as soon as that process is over. I remove the emotion from the story, adjust my sails, and handle what I can handle today to achieve my great success story.

My story isn’t over yet, it is something that I will continuously work on throughout my entire life, but as of this moment? I am pretty confident in saying that my great success story has expanded enough that I’m now better able to help others get through those mishaps so that they can learn to harness the growth mindset and do great things in their life.

I end with this question today;

Do you feel like your life has been a great success overall? Why or why not? Also, is there something I can try to help you with?

The Best Habits to Increase Productivity

Many people spend their time wishing that they could get more time in the day. This is something that many people struggle with. Productivity goes hand in hand with time management, but mindset training can help with this area, too.

If you’re someone who is tired of spending days wishing for more hours in the day, more motivation, or just looking to reduce the wasted hours in each day then these tips are for you!

The tips below combined with our productivity for procrastinators ebook will get you headed in a positive direction. You’ll soon have more time to do what you love and feel inspired to use your growth mindset to learn new things.

Keep Your Desk Decluttered

Creativity is often found during the most chaotic moments in life, but having a litter-strewn office space isn’t going to whisk you into productivity mode. When you have visible fliers, sticky notes, paperwork, and everything else all over the desk you’re just inviting procrastination.

All of the clutter on your desk or in the office will just remind you of unfinished tasks. That little sticky note that tells you to go do something for household chores, the unfinished book that you meant to read, and other papers on the desk put your mind in the wrong headspace for productivity.

We read somewhere that keeping your desk and office space organized can increase productivity and focus by at least half as long as someone with a cluttered desk space.

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Schedule Time to Read Email

The key to stopping procrastination in its track is to schedule a time to read email. Shut the notifications off on your smartphone, close the email tab on your computer, and hold yourself back from checking email unless it’s during the scheduled time.

Many entrepreneurs face this challenge because they want to quickly reply to emails for fear of missing out on a fabulous offer. The thing is, checking email too frequently during your day enables the procrastinator side to reign over you.

Create an auto-responder for emails, if you’re fearful that lack of response will make someone upset or you’ll miss out on an opportunity. Note what time you check emails during the day so they know when to expect a reply from you. This will help you get more done, we promise!

Rise Early

While many people who have achieved great success swear by this method of getting up early, we know everyone is different. We suggest that you wake up and work during a time that you’re most creative.

If you’ve been working on personal improvement then you have a pretty good idea what this “time” is.

Improving your productivity is all about developing healthy repetitive habits that remove procrastination to ignite great success. Consider waking up before anyone else to spend some time going through your daily task list or enjoying the silence to prepare your mindset for the day.

Focus on What’s Important

Lastly, you’ll want to focus on your priority tasks. Each night you should draft up a task list of things to do for the next day. When you wake up, take a moment to review what’s most important for the day.

Taking the time to evaluate what’s most important to complete that day will help you focus on one prioroity task at a time. This allows you to gauge your day and plan the hours you’re engaged in work accordingly.

Doing this final hack of focusing on what’s important as a means to develop new habits for productivity will help you complete more tasks each day because you’re not allowing your mind to get overwhelmed with a huge to-do list.

Developing new habits to increase productivity is all about taking one day at a time. Write down some actionable steps you can take to add these new habits into your life. Focus on one change at a time, master it, and move onto another habit.

You’ll find that you’re soon able to get more done and feel more confident about your life. Increasing productivity doesn’t take a lot of extra work, it is simply a matter of focusing strongly on one new habit at a time.

We end with this question today;

What helps you be more productive in your daily life?

Why is Growth Mindset Important?

To achieve great success you must engage in the process of personal growth at all times. When thinking about what impacts your success or failure most, the highest achievers in this world say that your mindset is what matters most.

What you believe about yourself can significantly impact your success or failure. People who believe their abilities can be improved through dedication and hard work will typically move ahead and take action without excuses.

Those that demonstrate an open mind, and a willingness to learn have quite often been seen as some of the most successful people in the world. Knowing more about mindsets, how they’re formed, and what you can do to change your mindset for great success is just the beginning steps of achieving all that you desire in life, business, and love.

How Mindsets Are Formed

From the time that human beings arrived on Earth, they have thought, acted, and fared differently from each other. Common sense tells me that our differences have more to do with the variances in our backgrounds, learning experiences, and training than anything else.

You’ll find that internal variables like genetic makeup also have a part to play alongside external variables like backgrounds, experiences, and training with how each person lives their life and what they believe.

Types Of Mindsets

There are different types of mindsets that will help you fail or achieve great success. Those type of mindsets include:

  • Abundance Mindset vs Scarcity Mindset
  • Productive Mindset vs Defensive Mindset
  • Fixed Mindset vs Growth Mindset

You can learn more about the types of mindsets, and how to adjust your mindset for great success in our Growth Mindset Ebook.

Why is Mindset Important?

Mindset can work in two ways; it can open doors for you but also provide serious limitations based on your beliefs and approach in different scenarios. This means mindset plays a significant role in helping you spot opportunities.

Mindsets can just as equally trap you in self-defeating cycles, what I like to call limiting beliefs. The stories you tell yourself, and what you think about yourself play a huge role in your success or failure.

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Importance Of Mindset In Life

Having the right mindset is an essential requirement for great success. Whether you’re a teacher, entrepreneur, student, parent, or any other person in this world, you need to have the right mindset to be great at what you do.

Each profession comes with its own obstacles and unpredictable situations that having a positive mindset allows you to overcome. A growth mindset individual will see these new obstacles as welcomed challenges and an opportunity to grow or learn.

Mindsets Are More Than Beliefs

While it’s easy to confuse a mindset with beliefs, they are not one and the same. Mindsets have the ability to dictate your reactions to situations and other things in life. Mindset helps you frame situations differently by transforming your cognitive functions.

At the same time, your mindset will help direct your attention to the most essential cues while filtering out irrelevant information so that you’re not as overwhelmed. A growth mindset helps direct yourself towards sensible goals that give you a solid sense of direction.

Essentially, your mindset is habitual and it will define what you are and who you’re capable of becoming. This is why I’m a huge advocate for the growth mindset, and why I just had to share our team’s Growth Mindset Ebook.

I truly believe if you can retrain your thoughts that you can achieve great success (because I’ve done it and continue to do it)!

How Mindsets Are Formed

Now that you understand a little more about mindsets, you’re probably wondering how mindsets are formed. There is much research that suggests variations in the reasoning behind one’s mindset, but I believe it has a lot to do with genetic makeup, experiences, education, and upbringing.

As we grow older and mature, we find that our mindset changes. The belief patterns we once thought made sense, no longer fit with the current patterns of society. People with growth mindsets experience this change stronger than those with a fixed mindset.

Like me, as I grow older and experience new things, more education, and witness more in society, my mindset changes about topics, behaviors, and people in general.

As I continue to work on developing my skills and using the knowledge I have to grow and learn; my growth mindset gets stronger because I’m repetitively practicing my belief that you’re never too old to learn something new!

The Emotion Factor

While repetition of your new mindset patterns is important, it’s not the only factor that comes into play with the creation of new habits and beliefs. There’s an emotional factor involved with mindset training.

Emotions can be helpful and harmful during the process of achieving great success. That’s why I highly recommend you read my other article on site called “Mindsets that Lead to Low Self-Confidence and How to Change Them“. In that article, I discuss the thoughts we tell ourselves and tips to diminish negative beliefs and thought patterns to improve your life.

The thing is that repetition is a key factor for mindset training, but associating a positive emotion with this newly learned thought pattern means you have a higher chance for long-term success.

Final Thoughts on Growth Mindset

This is the opinion of myself, not necessarily the entire team here at Learn Grow Master, although I did create this site with a team of like-minded individuals so I’m confident they will feel similarly.

I firmly believe that the biggest reason for my successes was a combination of continuously practicing my mindset training and associate an emotion with each newly learned habit.

Even when I felt completely numbed out by a horrible situation (or two or three) in life, I remained steadfast in believing that everything in my life happens to teach me something new.

This may be something new about myself, another person, society, or something else, but I firmly believe every challenge and obstacle that gets tossed my way is another chance for me to use my growth mindset to expand my current knowledge and come out on the other side stronger, wiser, and ready to tackle anything else life decides to toss my way.

I want this feeling for everyone out there, but I do understand I have connections with fixed mindset people as well as growth mindset people. If this isn’t your cup of tea, then I respect that, but if any part of you has this little desire to learn more, then please go grab The Growth Mindset ebook and dive right in.

Take one small actionable step each day towards resetting your mind and creating new habits to achieve great success in all areas of your life.

I end with this question today;

Do you believe that mindset can help you achieve great success? Why or why not?